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All life events

Divorce or separation

Health coverage, child support and money when a household splits.Help in Delaware, from the federal government, and near you.

What to do first

  1. Check whose health plan covers you and your children, and what changes.
  2. Ask your state's child support office for help setting up support.
  3. If your income dropped, apply for food benefits, Medicaid or cash help.
  4. If you change your name, update it with Social Security first, then your ID.
  5. Get free legal help before you sign an agreement.

Talk it through

Tell us more about what happened. We answer first, then show the programs that fit, then ask a few questions to narrow it down.

Dates that matter

These windows are set by federal rules. Your state may have its own dates too, so ask the agency.

  • 60 days

    Health coverage

    If the divorce or separation means you lose your health plan, you can sign up for a Marketplace plan. You have 60 days.

    Source: HealthCare.gov
  • 60 days

    Keeping a spouse on a job's plan (COBRA)

    To keep COBRA for a spouse after a divorce or legal separation, the plan must be told. Plans set the deadline, but it can be no shorter than 60 days, so tell the plan within 60 days.

    Source: DOL.gov

Help from Delaware

Delaware programs that fit what happened. Each agency decides who qualifies.

  • Delaware Department of Health and Social Services, Division of Child Support Services

    Child Support Services

    The Division of Child Support Services helps parents establish, manage, and enforce child support cases.

    Ways to apply:OnlinePaperIn person

  • Delaware Department of Health and Social Services, Division of Medicaid and Medical Assistance

    Delaware Medicaid

    Delaware Medicaid provides health coverage to eligible residents.

    Ways to apply:OnlinePhonePaperIn person

  • Delaware Department of Health and Social Services, Division of Medicaid and Medical Assistance

    Delaware Healthy Children Program

    The Delaware Healthy Children Program provides low-cost health coverage to eligible uninsured children.

    Ways to apply:OnlinePhonePaperIn person

  • Delaware Department of Insurance

    Health Insurance Marketplace

    In Delaware, the health insurance marketplace is called Choose Health Delaware.

    Delaware residents use the federal Health Insurance Marketplace to compare and enroll in individual health coverage.

    Ways to apply:OnlinePhonePaperIn person

  • Delaware Department of Health and Social Services, Division of Social Services

    Supplemental Nutrition Assistance Program

    In Delaware, SNAP is called Food Supplement Program.

    The Food Supplement Program helps eligible Delaware households buy groceries using monthly food benefits.

    Ways to apply:OnlineIn person

  • Delaware Department of Health and Social Services, Division of Social Services

    Temporary Assistance for Needy Families

    TANF provides temporary cash assistance to eligible families with children.

    Ways to apply:OnlineIn person

  • Delaware Department of Health and Social Services, Division of Social Services

    Purchase of Care

    Purchase of Care helps eligible families pay for child care with a participating provider.

    Ways to apply:OnlineIn person

  • Delaware State Housing Authority

    State Rental Assistance Program

    The State Rental Assistance Program helps eligible Delaware households pay rent.

    Ways to apply:PaperIn person

Checked on October 8, 2026

Federal help

These work the same in every state. Each agency decides who qualifies.

  • SSA.gov

    A new name on your Social Security card

    A new Social Security card with your new name is free. Change it with Social Security before you change your driver license or ID.

  • SSA.gov

    Benefits from a former spouse

    If you were married 10 years or longer, you may get Social Security on your former spouse's work record later on.

  • LSC.gov

    Free legal help

    Legal aid offices give free legal help to people with low income. Find the one that serves you with the Legal Services Corporation's search.

  • Centers for Medicare & Medicaid Services

    HealthCare.gov

    The federal marketplace for health insurance plans. Many people can get lower monthly costs based on their income.

    Apply online at HealthCare.gov or by phone during open enrollment, or after a big change like losing other coverage.

Checked on October 9, 2026

Help near you

Find county and state offices near you, or call 211 to talk to someone about help in your area.

Offices near you

Type a five-digit ZIP code or a county in Delaware.

Talk to a person