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All life events

Divorce or separation

Health coverage, child support and money when a household splits.Help in Louisiana, from the federal government, and near you.

What to do first

  1. Check whose health plan covers you and your children, and what changes.
  2. Ask your state's child support office for help setting up support.
  3. If your income dropped, apply for food benefits, Medicaid or cash help.
  4. If you change your name, update it with Social Security first, then your ID.
  5. Get free legal help before you sign an agreement.

Talk it through

Tell us more about what happened. We answer first, then show the programs that fit, then ask a few questions to narrow it down.

Dates that matter

These windows are set by federal rules. Your state may have its own dates too, so ask the agency.

  • 60 days

    Health coverage

    If the divorce or separation means you lose your health plan, you can sign up for a Marketplace plan. You have 60 days.

    Source: HealthCare.gov
  • 60 days

    Keeping a spouse on a job's plan (COBRA)

    To keep COBRA for a spouse after a divorce or legal separation, the plan must be told. Plans set the deadline, but it can be no shorter than 60 days, so tell the plan within 60 days.

    Source: DOL.gov

Help from Louisiana

Louisiana programs that fit what happened. Each agency decides who qualifies.

  • Louisiana Department of Children and Family Services

    Child Support Enforcement Services

    DCFS helps parents establish and enforce child support orders.

    Ways to apply:OnlinePhonePaperIn person

  • Louisiana Department of Health

    Louisiana Medicaid

    In Louisiana, Medicaid is called Healthy Louisiana.

    Louisiana Medicaid provides health coverage to eligible residents.

    Ways to apply:OnlinePhonePaperIn person

  • Louisiana Department of Health

    Louisiana Children's Health Insurance Program

    In Louisiana, CHIP is called LaCHIP.

    LaCHIP provides health coverage to eligible uninsured children under age 19.

    Ways to apply:OnlinePhonePaperIn person

  • Louisiana Department of Insurance

    Health Insurance Marketplace

    Louisiana residents use the federal marketplace to compare and enroll in ACA health plans.

    Ways to apply:OnlinePhonePaper

  • Louisiana Department of Children and Family Services

    Supplemental Nutrition Assistance Program

    SNAP helps eligible households buy groceries each month.

    Ways to apply:OnlinePhonePaperIn person

  • Louisiana Department of Children and Family Services

    Family Independence Temporary Assistance Program

    In Louisiana, TANF is called FITAP.

    FITAP provides temporary cash assistance to eligible families with children.

    Ways to apply:OnlinePhonePaperIn person

  • Louisiana Department of Education

    Child Care Assistance Program

    CCAP helps eligible families pay for child care while they work or attend school.

    Ways to apply:OnlinePhonePaper

  • Louisiana Housing Corporation

    Affordable Housing and Rental Assistance

    LHC administers housing programs and connects residents with affordable rental resources.

    Ways to apply:OnlinePhone

Checked on October 8, 2026

Federal help

These work the same in every state. Each agency decides who qualifies.

  • SSA.gov

    A new name on your Social Security card

    A new Social Security card with your new name is free. Change it with Social Security before you change your driver license or ID.

  • SSA.gov

    Benefits from a former spouse

    If you were married 10 years or longer, you may get Social Security on your former spouse's work record later on.

  • LSC.gov

    Free legal help

    Legal aid offices give free legal help to people with low income. Find the one that serves you with the Legal Services Corporation's search.

  • Centers for Medicare & Medicaid Services

    HealthCare.gov

    The federal marketplace for health insurance plans. Many people can get lower monthly costs based on their income.

    Apply online at HealthCare.gov or by phone during open enrollment, or after a big change like losing other coverage.

Checked on October 9, 2026

Help near you

Find county and state offices near you, or call 211 to talk to someone about help in your area.

Offices near you

Type a five-digit ZIP code or a county in Louisiana.

Talk to a person