Divorce or separation
What to do first
- Check whose health plan covers you and your children, and what changes.
- Ask your state's child support office for help setting up support.
- If your income dropped, apply for food benefits, Medicaid or cash help.
- If you change your name, update it with Social Security first, then your ID.
- Get free legal help before you sign an agreement.
Talk it through
Tell us more about what happened. We answer first, then show the programs that fit, then ask a few questions to narrow it down.
Dates that matter
These windows are set by federal rules. Your state may have its own dates too, so ask the agency.
60 days
Health coverage
If the divorce or separation means you lose your health plan, you can sign up for a Marketplace plan. You have 60 days.
Source: HealthCare.gov60 days
Keeping a spouse on a job's plan (COBRA)
To keep COBRA for a spouse after a divorce or legal separation, the plan must be told. Plans set the deadline, but it can be no shorter than 60 days, so tell the plan within 60 days.
Source: DOL.gov
Help from Maine
Maine programs that fit what happened. Each agency decides who qualifies.
Maine Department of Health and Human Services
Child Support Services
Child Support Services helps parents establish and collect child support.
Ways to apply:OnlinePhonePaperIn person
Maine Department of Health and Human Services
MaineCare
In Maine, Medicaid is called MaineCare.
MaineCare provides health coverage to eligible Maine residents.
Ways to apply:OnlinePhonePaperIn person
Maine Department of Health and Human Services
Children's Health Insurance Program
CHIP provides health coverage to eligible children who do not qualify for MaineCare.
Ways to apply:OnlinePhonePaperIn person
Maine Department of Health and Human Services
Maine Health Insurance Marketplace
In Maine, the health insurance marketplace is called CoverME.gov.
CoverME.gov helps Maine residents compare and enroll in individual health insurance plans.
Ways to apply:OnlinePhone
Maine Department of Health and Human Services
Supplemental Nutrition Assistance Program
In Maine, SNAP is called Food Supplement.
Food Supplement helps eligible households buy food using an EBT card.
Ways to apply:OnlinePhonePaperIn person
Maine Department of Health and Human Services
Temporary Assistance for Needy Families
TANF gives eligible families with children cash assistance and help with work or training.
Ways to apply:OnlinePhonePaperIn person
Maine Department of Health and Human Services
Child Care Affordability Program
CCAP helps eligible families pay part of their child care costs.
Ways to apply:OnlinePaperIn person
Maine State Housing Authority
Housing Choice Voucher Program
The Housing Choice Voucher Program helps eligible households pay rent in privately owned housing.
Ways to apply:OnlinePaper
Checked on October 8, 2026
Federal help
These work the same in every state. Each agency decides who qualifies.
SSA.gov
A new name on your Social Security card
A new Social Security card with your new name is free. Change it with Social Security before you change your driver license or ID.
SSA.gov
Benefits from a former spouse
If you were married 10 years or longer, you may get Social Security on your former spouse's work record later on.
LSC.gov
Free legal help
Legal aid offices give free legal help to people with low income. Find the one that serves you with the Legal Services Corporation's search.
Checked on October 9, 2026
Help near you
Find county and state offices near you, or call 211 to talk to someone about help in your area.
Talk to a person
- 211 Maine
Free help finding food, housing, bills and more near you.
Call 211 - 988 Suicide and Crisis Lifeline
Call or text 988 if you are in crisis or worried about someone. Any time.
Call 988Text 988