A new diagnosis or disability
What to do first
- Make sure you have health coverage. Apply for Medicaid if money is tight.
- If you cannot work, apply for Social Security disability benefits soon. A decision can take months.
- Ask your job about leave and changes that help you keep working.
- Ask your state's vocational rehabilitation office about help getting back to work.
Talk it through
Tell us more about what happened. We answer first, then show the programs that fit, then ask a few questions to narrow it down.
Dates that matter
These windows are set by federal rules. Your state may have its own dates too, so ask the agency.
5 full months
Social Security disability (SSDI)
SSDI payments start after you have been disabled for five full months, so apply as soon as you can. People with ALS do not have to wait.
Source: SSA.gov24 months
Medicare with SSDI
People who get SSDI get Medicare on their own after 24 months of disability benefits. People with ALS get it as soon as their benefits start.
Source: SSA.gov
Help from Minnesota
Minnesota programs that fit what happened. Each agency decides who qualifies.
Minnesota Department of Human Services
Medical Assistance
In Minnesota, Medicaid is called MA.
Medical Assistance is Minnesota's Medicaid program and provides free health coverage to eligible residents.
Ways to apply:OnlinePaperIn person
MNsure
Qualified health plan coverage through MNsure
In Minnesota, the health insurance marketplace is called Qualified health plan coverage through MNsure.
MNsure is Minnesota's marketplace where residents can compare and enroll in private health plans, with financial help when eligible.
Ways to apply:OnlinePhonePaperIn person
Minnesota Department of Employment and Economic Development
Vocational Rehabilitation Services
VRS helps eligible people with disabilities prepare for, find, and keep a job.
Ways to apply:OnlinePhoneIn person
Minnesota Department of Human Services
Developmental Disabilities Waiver
The DD Waiver funds community services for eligible people with developmental disabilities who need a high level of support.
Ways to apply:PaperIn person
Minnesota Department of Human Services
Behavioral health services
DHS connects residents to mental health and substance use services through county and Tribal agencies and community providers.
Ways to apply:PhoneIn person
Minnesota Department of Employment and Economic Development
Minnesota Paid Leave
Minnesota Paid Leave provides eligible workers paid time away from work for qualifying family or medical needs.
Ways to apply:OnlinePhonePaper
Minnesota Department of Human Services
Supplemental Nutrition Assistance Program
SNAP helps eligible households pay for groceries using an electronic benefits card.
Ways to apply:OnlinePaperIn person
Checked on October 8, 2026
Federal help
These work the same in every state. Each agency decides who qualifies.
DOL.gov
Unpaid leave that protects your job
The Family and Medical Leave Act lets many workers take up to 12 weeks of unpaid leave in a year and keep their job. Reasons include a new baby, your own serious health condition, and caring for a spouse, child or parent who is seriously ill.
Social Security Administration
Social Security Disability Insurance (SSDI)
Monthly payments for people who worked and paid Social Security taxes and now cannot work because of a disability that will last a long time.
Apply online at SSA.gov or call Social Security. Have your medical records and work history ready.
Social Security Administration
Supplemental Security Income (SSI)
Monthly payments for people with little income and few resources who are 65 or older, blind, or have a disability, including children.
Apply online at SSA.gov or call Social Security to make an appointment. Bring proof of age, income and any medical records.
Centers for Medicare & Medicaid Services
Medicare
Health insurance for people 65 or older and for some younger people with a disability or kidney failure.
Most people sign up through Social Security, online at SSA.gov or by phone. Medicare.gov compares plans.
Checked on October 9, 2026
Help near you
Find county and state offices near you, or call 211 to talk to someone about help in your area.
Talk to a person
- United Way 211
Free help finding food, housing, bills and more near you.
Call 211 - 988 Suicide and Crisis Lifeline
Call or text 988 if you are in crisis or worried about someone. Any time.
Call 988Text 988