Housing
Ask about it
Tell us more about what you need. We answer first, then show the programs that fit, then ask a few questions to narrow it down.
Programs in New Jersey
New Jersey programs for this kind of help. Each agency decides who qualifies.
New Jersey Department of Community Affairs
State Rental Assistance Program
SRAP provides rental assistance to eligible low-income New Jersey households.
Ways to apply:PaperIn person
New Jersey Department of Community Affairs
Homelessness Prevention Program
The program may help eligible tenants who face eviction because of financial problems.
Ways to apply:PhoneIn person
New Jersey Department of Community Affairs
New Jersey Housing and Mortgage Finance Agency
NJHMFA offers housing finance programs and information about affordable housing options.
Ways to apply:OnlinePhone
New Jersey Department of Community Affairs
Low Income Home Energy Assistance Program
LIHEAP helps eligible households pay heating and medically necessary cooling costs.
Ways to apply:OnlinePhonePaperIn person
New Jersey Department of Community Affairs
Weatherization Assistance Program
Weatherization helps eligible households reduce energy use and improve home comfort.
Ways to apply:OnlinePaperIn person
Checked on October 8, 2026
Federal programs
These work the same in every state. Each agency decides who qualifies.
U.S. Department of Housing and Urban Development
Housing Choice Vouchers (Section 8)
Help paying rent in a home you choose, for families with very low income, older adults and people with disabilities. Local housing authorities run it, and many have waiting lists.
Apply through your local public housing authority. HUD lists every housing authority by state.
Federal Communications Commission
Lifeline phone and internet discount
A monthly discount on phone or internet service for households with low income or who get benefits like SNAP, Medicaid or SSI.
Check if you qualify and apply on the National Verifier, then pick a phone or internet company that offers Lifeline.
Federal Emergency Management Agency
FEMA disaster assistance
Help with a place to stay, repairs and other needs after a disaster the President has declared in your area.
Apply online at DisasterAssistance.gov, by phone, or in person at a Disaster Recovery Center.
Checked on October 9, 2026
Talk to a person
- NJ 211
Free help finding food, housing, bills and more near you.
Call 211 - 988 Suicide and Crisis Lifeline
Call or text 988 if you are in crisis or worried about someone. Any time.
Call 988Text 988