Divorce or separation
What to do first
- Check whose health plan covers you and your children, and what changes.
- Ask your state's child support office for help setting up support.
- If your income dropped, apply for food benefits, Medicaid or cash help.
- If you change your name, update it with Social Security first, then your ID.
- Get free legal help before you sign an agreement.
Talk it through
Tell us more about what happened. We answer first, then show the programs that fit, then ask a few questions to narrow it down.
Dates that matter
These windows are set by federal rules. Your state may have its own dates too, so ask the agency.
60 days
Health coverage
If the divorce or separation means you lose your health plan, you can sign up for a Marketplace plan. You have 60 days.
Source: HealthCare.gov60 days
Keeping a spouse on a job's plan (COBRA)
To keep COBRA for a spouse after a divorce or legal separation, the plan must be told. Plans set the deadline, but it can be no shorter than 60 days, so tell the plan within 60 days.
Source: DOL.gov
Help from Ohio
Ohio programs that fit what happened. Each agency decides who qualifies.
Ohio Department of Job and Family Services
Child Support Services
Child support services help parents establish and manage financial support for their children.
Ways to apply:OnlinePhonePaperIn person
Ohio Department of Medicaid
Ohio Medicaid
Ohio Medicaid provides health coverage to eligible Ohio residents.
Ways to apply:OnlinePhonePaperIn person
Ohio Department of Medicaid
Children's Health Insurance Program
Ohio CHIP provides health coverage to eligible children whose families do not qualify for Medicaid.
Ways to apply:OnlinePhonePaperIn person
Ohio Department of Insurance
Health Insurance Marketplace
Ohio residents use HealthCare.gov to compare and enroll in individual health insurance plans.
Ways to apply:OnlinePhone
Ohio Department of Job and Family Services
Supplemental Nutrition Assistance Program
In Ohio, SNAP is called Food Assistance.
SNAP, called Food Assistance in Ohio, helps eligible households buy food with benefits loaded onto an Ohio Direction Card.
Ways to apply:OnlinePaperIn person
Ohio Department of Job and Family Services
Ohio Works First
In Ohio, TANF is called Ohio Works First.
Ohio Works First provides temporary cash assistance to eligible families with children.
Ways to apply:OnlinePaperIn person
Ohio Department of Children and Youth
Child Care Assistance
Child care assistance helps eligible families pay for care while they work, attend school, or train.
Ways to apply:OnlinePaperIn person
Ohio Department of Development
Ohio Housing Locator
The Ohio Housing Locator helps residents search for affordable rental housing.
Ways to apply:Online
Checked on October 8, 2026
Federal help
These work the same in every state. Each agency decides who qualifies.
SSA.gov
A new name on your Social Security card
A new Social Security card with your new name is free. Change it with Social Security before you change your driver license or ID.
SSA.gov
Benefits from a former spouse
If you were married 10 years or longer, you may get Social Security on your former spouse's work record later on.
LSC.gov
Free legal help
Legal aid offices give free legal help to people with low income. Find the one that serves you with the Legal Services Corporation's search.
Centers for Medicare & Medicaid Services
HealthCare.gov
The federal marketplace for health insurance plans. Many people can get lower monthly costs based on their income.
Apply online at HealthCare.gov or by phone during open enrollment, or after a big change like losing other coverage.
Checked on October 9, 2026
Help near you
Find county and state offices near you, or call 211 to talk to someone about help in your area.
Talk to a person
- Ohio 211
Free help finding food, housing, bills and more near you.
Call 211 - 988 Suicide and Crisis Lifeline
Call or text 988 if you are in crisis or worried about someone. Any time.
Call 988Text 988