Divorce or separation
What to do first
- Check whose health plan covers you and your children, and what changes.
- Ask your state's child support office for help setting up support.
- If your income dropped, apply for food benefits, Medicaid or cash help.
- If you change your name, update it with Social Security first, then your ID.
- Get free legal help before you sign an agreement.
Talk it through
Tell us more about what happened. We answer first, then show the programs that fit, then ask a few questions to narrow it down.
Dates that matter
These windows are set by federal rules. Your state may have its own dates too, so ask the agency.
60 days
Health coverage
If the divorce or separation means you lose your health plan, you can sign up for a Marketplace plan. You have 60 days.
Source: HealthCare.gov60 days
Keeping a spouse on a job's plan (COBRA)
To keep COBRA for a spouse after a divorce or legal separation, the plan must be told. Plans set the deadline, but it can be no shorter than 60 days, so tell the plan within 60 days.
Source: DOL.gov
Help from Texas
Texas programs that fit what happened. Each agency decides who qualifies.
Office of the Attorney General of Texas
Child Support Services
The Child Support Division helps establish and enforce child and medical support orders.
Ways to apply:OnlinePhonePaperIn person
Texas Health and Human Services Commission
Medicaid
Texas Medicaid provides health coverage to eligible children, families, older adults, and people with disabilities.
Ways to apply:OnlinePhonePaperIn person
Texas Health and Human Services Commission
Children’s Health Insurance Program
CHIP provides low-cost health coverage to eligible children whose families earn too much for Medicaid.
Ways to apply:OnlinePhonePaperIn person
Texas Department of Insurance
Affordable Care Act health insurance marketplace
Texas residents can compare and enroll in individual health plans through the federal HealthCare.gov Marketplace.
Ways to apply:OnlinePhoneIn person
Texas Health and Human Services Commission
Supplemental Nutrition Assistance Program
SNAP helps eligible Texans buy food with benefits placed on a Lone Star Card.
Ways to apply:OnlinePhonePaperIn person
Texas Health and Human Services Commission
Temporary Assistance for Needy Families
TANF provides cash help to eligible families with children for basic needs.
Ways to apply:OnlinePhonePaperIn person
Texas Workforce Commission
Child Care Services
Child Care Services helps eligible families pay for child care while they work or attend training.
Ways to apply:OnlinePhoneIn person
Texas Department of Housing and Community Affairs
Rental assistance
TDHCA directs residents to local providers for available rental assistance.
Ways to apply:OnlinePhoneIn person
Checked on October 8, 2026
Federal help
These work the same in every state. Each agency decides who qualifies.
SSA.gov
A new name on your Social Security card
A new Social Security card with your new name is free. Change it with Social Security before you change your driver license or ID.
SSA.gov
Benefits from a former spouse
If you were married 10 years or longer, you may get Social Security on your former spouse's work record later on.
LSC.gov
Free legal help
Legal aid offices give free legal help to people with low income. Find the one that serves you with the Legal Services Corporation's search.
Centers for Medicare & Medicaid Services
HealthCare.gov
The federal marketplace for health insurance plans. Many people can get lower monthly costs based on their income.
Apply online at HealthCare.gov or by phone during open enrollment, or after a big change like losing other coverage.
Checked on October 9, 2026
Help near you
Find county and state offices near you, or call 211 to talk to someone about help in your area.
Talk to a person
- 2-1-1 Texas
Free help finding food, housing, bills and more near you.
Call 211 - 988 Suicide and Crisis Lifeline
Call or text 988 if you are in crisis or worried about someone. Any time.
Call 988Text 988