Housing
Ask about it
Tell us more about what you need. We answer first, then show the programs that fit, then ask a few questions to narrow it down.
Programs in New York
New York programs for this kind of help. Each agency decides who qualifies.
New York State Homes and Community Renewal
Rental Assistance and Homelessness Prevention
HCR offers housing programs and resources that may help renters facing housing costs or instability.
New York State Homes and Community Renewal
Homeless Housing and Assistance Program
HHAP funds local projects that provide housing and services to people who are homeless.
New York State Homes and Community Renewal
State of New York Mortgage Agency
SONYMA offers mortgage programs to help eligible New Yorkers buy a home.
New York State Office of Temporary and Disability Assistance
Home Energy Assistance Program
In New York, LIHEAP is called HEAP.
HEAP helps eligible households pay heating and cooling costs.
Ways to apply:OnlinePaperIn person
Checked on October 8, 2026
Federal programs
These work the same in every state. Each agency decides who qualifies.
U.S. Department of Housing and Urban Development
Housing Choice Vouchers (Section 8)
Help paying rent in a home you choose, for families with very low income, older adults and people with disabilities. Local housing authorities run it, and many have waiting lists.
Apply through your local public housing authority. HUD lists every housing authority by state.
Federal Communications Commission
Lifeline phone and internet discount
A monthly discount on phone or internet service for households with low income or who get benefits like SNAP, Medicaid or SSI.
Check if you qualify and apply on the National Verifier, then pick a phone or internet company that offers Lifeline.
Federal Emergency Management Agency
FEMA disaster assistance
Help with a place to stay, repairs and other needs after a disaster the President has declared in your area.
Apply online at DisasterAssistance.gov, by phone, or in person at a Disaster Recovery Center.
Checked on October 9, 2026
Talk to a person
- 211 New York
Free help finding food, housing, bills and more near you.
Call 211 - 988 Suicide and Crisis Lifeline
Call or text 988 if you are in crisis or worried about someone. Any time.
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